TERMS AND CONDITIONS OF USE

Please carefully read the following terms and conditions ("Terms") governing your use of this website (the "Site"). Use of this Site constitutes your agreement to be bound by and to act in accordance with these Terms. Fulcrum reserves the right to change the Terms at anytime. Any such changes will be posted on this Site and you agree to be bound by such changes.

OWNERSHIP

Fulcrum owns all rights, title and interest in and to this website.

USE OF SITE MATERIALS

Fulcrum owns all copyrights for all material on this site or has a valid right from a third party to use the material on this website.

No part of this website may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way for commercial purposes.

Any modification or use of the materials from this site for any purpose not explicitly permitted is a violation of Fulcrum's copyright and other proprietary rights. Use of material from this site without Fulcrum's prior written consent is strictly prohibited.

There may be third party sites which link to this site. Fulcrum does not endorse any such site or the goods or services offered on such site. Fulcrum disclaims all responsibility for the accuracy of any of the information provided on such site and any goods or services provided or purchased from such site. Fulcrum shall not be held liable or responsible for the content of any sites which link to this site.

This site links to third party sites. Fulcrum does not control these sites and cannot be held responsible for the contents on these sites.

AGREEMENT TO TERMS

Your use of this site constitutes your agreement to be bound by and to act in accordance with these Terms of Use.

ACCURACY OF INFORMATION

Fulcrum takes all possible steps to ensure the accuracy and timeliness of the information included on this site. However, information provided is subject to change at any time without prior notice. Accordingly, Fulcrum cannot absolutely guarantee the accuracy, completeness or timeliness of the information provided on this site.

NO WAIVER

The failure on the part of Fulcrum to enforce any part of these Terms of Use shall not constitute a waiver of any of Fulcrum's rights hereunder for past or future actions.

MODIFICATIONS

Fulcrum reserves the right to change the Terms of Use at any time. Any such changes will be posted on this site.

ADDITIONAL INFORMATION

Transmission of data over the Internet is never guaranteed to be completely secure. It is possible that third parties not under the control of Fulcrum may be able to access or intercept transmissions without Fulcrum's permission or knowledge. Although Fulcrum takes all steps to protect this personal information, we cannot ensure the security of any information you transmit to us. Such transmissions are done at your own risk.

Fulcrum shall not, under any circumstances, including but not limited to negligence, be liable for any special, incidental or consequential damages that result from the disclosure or use of the information or materials on this site.

Fulcrum reserves the right to change this Privacy Policy at any time. Any such changes shall be posted on this site.

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